Our Mission

Optimize your life today for a better and more secure tomorrow.

We are ready to take your call: 1-888-682-6631
Our experienced account executives are ready to help.

We guarantee:
  • 100% Transparent Communication
  • Smooth 3 Step Funding Process
  • Complete Guidance in the Approval Stage
  • Friendly Customer Support

Whether you are ready to get a structured settlement quote or need answers to your questions, we are here to help you every step of the way.

Get Your Quote Today
Structured Settlement Payments

Get Cash, Fast for Your Payments

If you’ve come to a need for more cash than your scheduled payments can provide at once, the benefit of selling a portion of your settlement is the lump sum of cash that can not only allow you address the expense, but also give you peace of mind.

Annuity payments, just not enough?

Receive cash now, for future annuity payments

While annuities offer financial security over many years, sometimes people run into situations that demand cash immediately. When that happens, the ability to sell your annuity payments can be a lifesaver, literally.

Receive a Fast Quote
Lawsuit Still Pending?

Access pre-settlement funds today!

Nonrecource funding, giving plaintiffs access to money before the injury lawsuit is settled.

Has your Personal Injury claim been delayed by the long processes of the court system and your bills can't wait any longer? Get the money you need now.

Get Pre-Settlement Cash
Testimonials

Thousands of Happy Customers All Around the Country

Frank E.
“Christy, Evan, Chris, and the team are consummate professionals; never lacking in any detail. They operate at a level of transparency, integrity, responsiveness and service that are unmatched.”
Daniel R.
“By far the most honest, helpful, and patient people and company I’ve ever worked with! Thank you so much for helping me provide security for my family!”
Carron H.
“Evan Was Very Helpful, excellent service differently would recommend”
Jeanette P.
“You all did a wonderful job i appreciate everyone Evan was great and i would recomend any one too this company thank all of you”
Daniel C.
“Nelson,Evan, and Christy are the DREAM TEAM as far as I am concerned! I was never let down all my expectations were met everytime and I truly wish I had heard of Optium before now. ”
Cathy H.
“I still believe that I was truly blessed to have been connected with my Optimum advisor Chris. I say “my” because from the beginning, from that first phone call, to the end of the transaction, Chris made me feel like I was important and valued.  Life is good!!!!”

Receive a quote for your payments today.

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